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Lost in Transaction: What to Do When an ATM Eats Your Card Introduction The convenience of Automated Teller Machines (ATMs) has transformed the way we manage our finances. However, even with their efficiency, occasional glitches can occur. One disheartening scenario is when an ATM 'eats' your card and doesn't return it. If you find yourself in this situation, panic is not the answer. In this+This sometimes triggers a system reset that releases recently retained cards. Step 3: Insert Another Card Partially If you have a second card (credit card, old debit card, or even a library card), insert it about halfway into the slot, then immediately pull it back out. This can sometimes trigger the mechanism to release the retained card..It's surprisingly common for an ATM to swallow your card, but do you know what to do if the cash machine refuses to return your bank card?&Credit: Canva Machines don't swallow cards randomly. Repeatedly entering the wrong PIN is one of the most frequent causes. Other triggers include expired cards, damaged chips, or suspicious?ATM swallowed your card? Here is why it happens, your realistic chances of getting it back, how to access cash without a card, and how fast you can get a replacement.?What are you going to do for the rest of the day without a card? "The ATM swallowed my card! WHY ATM WHYYY!?" First things first, don't panic! Secondly, before taking action, you need to know that it's not the ATMs fault, it's just the messenger! Your bank makes the choice to suspend your card.-Years ago at my car bank in Texas, the befuddled ATM swallowed my credit card. I immediately pushed the call button and told the teller answering that the machine wouldn't give me my card back.